P&N Bank is WA’s largest locally owned bank, providing a range of financial services to the community for over 30 years.

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Fairer Home Loans

Switch your home loan to P&N Bank from any other financial institution and you could save money.

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Like the chance to Win $10,000?

Take out a new, or renew an existing, QBE MemberCare Home or Motor Policy for your chance to win.

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The PIN is in!

From 1 August, signatures will no longer be accepted for any credit or debit card payments.

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Apply Online

Apply Online Today

Have you found the home, car or holiday of your dreams and now need help financing it? Apply online now for these products as well as transaction accounts, savings accounts and a range of insurance.

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Latest News

Heartbleed Vulnerability

Some of our members may have read or heard in the media about a new computer vulnerability known as “Heartbleed”.

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Home loan redraw: How can this feature save you money in the long run?

If you find yourself making your weekly home loan repayments without too much stress, it could be worth investigating some of the different facilities...

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Applying for a home loan: Securing a credit report for your application

Before you approach the real estate market and begin considering taking out a home loan in Perth, you’ll need to organise a number of documents. After...

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  • Calculators
  • Rates & Fees
  • Foreign Exchange
  • Security
  • How to

Here you'll find helpful tools and tips including calculators, rates and fees.

Calculator tools will help you when planning your loan, savings or weekly budget.

Find all the latest competitive rates and fees and applicable charges.

Plan your overseas holiday with our foreign exchange tools.

Find out how to manage your money safely with our regular security updates.

Got a question or need information? Check out the How to section for all the answers.

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​Give us a call on 13 25 77

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2013 © Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701


To use this website you are required to read the Financial Services Guide (which you agree to be provided by accessing this link) and the Credit Guide (which you agree to be provided by accessing this link). Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Please therefore consider whether it is appropriate for you. Please read the relevant Product Disclosure Statement (PDS) when considering whether a product is right for you. Unless otherwise stated P&N Bank is the product issuer. Rates stated are subject to change without notice. Fees and charges are payable. Lending Criteria applies to the approval of credit products and terms and conditions are applicable which are available on request.


QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545 and QBE Life (Australia) Limited ABN 83 089 981 073 AFSL 245492 are the issuers of the insurance policies detailed. The Insurance products are not a product of, nor guaranteed by, Police and Nurses Limited. To decide if the product is right for you and for full terms and conditions (including limitations and exclusions), please read the PDS for the relevant product.