P&N Bank is WA’s largest locally owned bank, providing a range of financial services to the community for over 30 years.

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Better Home Loans

Switch your home loan to P&N Bank from any other financial institution and enjoy the benefits of member owned banking.

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redi to win?

To be in with a chance to win, simply make a withdrawal at any rediATM, keep your receipt and enter the details online.

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Better Credit Cards

Enjoy the same low rate for purchases and cash advances.

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Apply Online

Apply Online Today

Have you found the home, car or holiday of your dreams and now need help financing it? Apply online now for these products as well as transaction accounts, savings accounts and a range of insurance.

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Latest News

WA leads country in home building

West Australia has driven Australian home building to an all-time high, according to the Housing Industry Association (HIA).

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Tablet takeover for households

When you open a savings account, you usually have a set goal in mind: an overseas holiday perhaps, or maybe a deposit on a house - but what about a ta...

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Get smart with MoneySmart Week

Did you know that MoneySmart Week recently passed?

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More news
  • Calculators
  • Rates & Fees
  • Foreign Exchange
  • Security
  • How to

Here you'll find helpful tools and tips including calculators, rates and fees.

Calculator tools will help you when planning your loan, savings or weekly budget.

Find all the latest competitive rates and fees and applicable charges.

Plan your overseas holiday with our foreign exchange tools.

Find out how to manage your money safely with our regular security updates.

Got a question or need information? Check out the How to section for all the answers.

Get in touch

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​Give us a call on 13 25 77

We proudly support

  • Million Paws Walk
  • Crime Stoppers WA
  • Telethon
  • Perth Wildcats
  • Cancer Council WA
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2013 © Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701


To use this website you are required to read the Financial Services Guide (which you agree to be provided by accessing this link) and the Credit Guide (which you agree to be provided by accessing this link). Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Please therefore consider whether it is appropriate for you. Please read the relevant Product Disclosure Statement (PDS) when considering whether a product is right for you. Unless otherwise stated P&N Bank is the product issuer. Rates stated are subject to change without notice. Fees and charges are payable. Lending Criteria applies to the approval of credit products and terms and conditions are applicable which are available on request.


QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545 and QBE Life (Australia) Limited ABN 83 089 981 073 AFSL 245492 are the issuers of the insurance policies detailed. The Insurance products are not a product of, nor guaranteed by, Police and Nurses Limited. To decide if the product is right for you and for full terms and conditions (including limitations and exclusions), please read the PDS for the relevant product.