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Netlink Online Banking

Netlink is P&N Bank's online banking system, providing convenient and secure access to your accounts 24 hours a day and best of all it's free.

  • View and print account details and interest information
  • Pay bills with BPAY
  • e-statements (online statements) 
  • Receive bills online with BPAY View
  • Transfer funds between your P&N accounts or to an external account
  • View and search past transactions
  • Change address

Register for Netlink online banking

To register for Netlink, make an online enquiry, visit one of our branches or call us on 13 25 77 to speak to a Member Services Consultant.

Getting started with Netlink online banking

Using Netlink online banking for the first time, read our Netlink Starter's Guide.

Secure online banking

At P&N we take the issue of online security very seriously and have high level measures in place to protect P&N and our members from fraud. You can rest assured that Netlink online banking utilises the latest security features to ensure your transactions and personal details are safe.

Each time you log on to Netlink from the P&N website, you will notice that a small padlock appears on the bottom right of your screen. This is your assurance that you have logged onto a secure site that utilises online encryption.

Your Netlink accounts are also protected by your individual member number and password log on information. It is important that you keep this information strictly confidential.

The logon process for Netlink has an on-screen keyboard for entering your password. This method of password entry uses a higher order encryption and stops computer viruses recording your password to use in a fraudulent manner.

You can choose to use the same on-screen keyboard for external funds transfers as an additional level of protection. This function is optional and can only be activated by calling 13 25 77 or visiting a P&N branch.

In addition to our comprehensive security provisions, it is equally important for you to take an active role in protecting yourself and your home computer from fraud.

Our website offers further information on how to enhance your online security and protect your accounts and personal information. We recommend that you follow these guidelines to reduce your risk of online fraud. In the unlikely event that you become a victim of internet banking fraud, through no fault of your own, we guarantee to cover the entire loss and refund any missing monies to your accounts as soon as possible. You must however ensure you comply with our Online Banking Terms & Conditions at all times.

If you suspect that the security of your accounts has been breached, please contact P&N immediately on 13 25 77.


If you have a question about Netlink online banking, or are experiencing problems using the system, please view our Netlink Frequently Asked Questions on the How to page of this site.

If you are still having trouble after viewing the FAQs, please contact us for assistance on 13 25 77 or initiate a Web Chat session. 

P&N Bank Mobile Apps

Our P&N Banking app offers fast access to your account making banking on the go easier and allowing you to do your banking anywhere at any time.

You’ll be able to:

  • Login with a PIN
  • Check your account balance and transaction history
  • Transfer money between your P&N Bank accounts
  • Transfer money to existing payees
  • Make BPAY payments
  • More information is available on our P&N Bank Mobile Banking Apps page. 

    MiLink Mobile Banking

    MiLink mobile banking gives you the functionality of Netlink online banking through your mobile phone and best of all it's free!

    • Check your account balance and recent transactions
    • Pay bills with BPAY
    • Transfer funds between your P&N accounts or to an external account

    Register for MiLink mobile banking

    If you are an existing Netlink online banking user you are already registered for online banking and can use MiLink mobile banking using your P&N member number and online banking password.

    If you do not currently use Netlink online banking, contact us 13 25 77 or visit your nearest branch, where we'll be able to assist you with the registration process.

    To access MiLink mobile banking, simply type in the website address of on your mobile phone.

    Once you have accessed the site on your mobile and the login page appears, you can bookmark (or save in your 'Favourites' list), for ready access in the future.


    If you have a question about MiLink mobile banking, or are experiencing problems using the system, please view our MiLink Frequently Asked Questions on the How to page. If you are still having trouble after viewing the FAQs, please contact us for assistance on 13 25 77 or initiate a Web Chat session.

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2013 © Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701

To use this website you are required to read the Financial Services Guide (which you agree to be provided by accessing this link) and the Credit Guide (which you agree to be provided by accessing this link). Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Please therefore consider whether it is appropriate for you. Please read the relevant Product Disclosure Statement (PDS) when considering whether a product is right for you. Unless otherwise stated P&N Bank is the product issuer. Rates stated are subject to change without notice. Fees and charges are payable. Lending Criteria applies to the approval of credit products and terms and conditions are applicable which are available on request.

QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545 and QBE Life (Australia) Limited ABN 83 089 981 073 AFSL 245492 are the issuers of the insurance policies detailed. The Insurance products are not a product of, nor guaranteed by, Police & Nurses Limited. To decide if the product is right for you and for full terms and conditions (including limitations and exclusions), please read the PDS for the relevant product.