Home Loans

Compare our home loan options and choose the one that best suits your needs.

Bridging Loan

A P&N Bank Bridging Loan is the ideal short term finance solution for when you’ve found your next home but haven’t sold your existing property yet.

Variable Interest Rate (pa)6.45%
Variable Comparison Rate (pa)6.54%

Easy Living Home Loan

A P&N Bank Easy Living Home Loan is a reverse mortgage option for those over 65. It lets you increase your retirement income by giving you access to the equity in your home.

Variable Interest Rate (pa)6.7%
Variable Comparison Rate (pa)6.83%

Easypay Home Loan

A P&N Bank Easypay Home Loan makes it more affordable for you to buy your ideal home, thanks to a low interest rate and a longer term to repay your mortgage.

Variable Interest Rate (pa)5.7%
Variable Comparison Rate (pa)5.79%

Easypay Plus Package

P&N Bank’s Easypay Plus Package gives you great rewards when you bundle your home loan, credit card and transaction account into one package.

Variable Interest Rate (pa) from4.95%
Variable Comparison Rate (pa) from5.31%

Equity Access

A P&N Bank Equity Access home loan allows you to finance things like a new car, a holiday or renovations by borrowing against the equity in your home, so you don’t have to get another loan.

Variable Interest Rate (pa)6.2%

Fixed Rate Home Loan

A P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for two to five years, plus flexible repayment options during the fixed term.

Fixed Interest Rate (pa) from4.75%
Fixed Comparison Rate (pa) from5.61%

Smooth Home Loan

P&N Bank Smooth Home Loan is our ‘no frills’ home loan option with a low interest rate and flexible payments, so you can repay your housing loan as quickly as possible.​

Variable Interest Rate (pa) from5.19%
Variable Comparison Rate (pa) from5.19%

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Comparison rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. You can view the Comparison Rate Schedule or request a copy from any P&N Bank Branch.

To use this website you are required to read the Credit Guide (which you agree to be provided by accessing this link.) Lending criteria apply. Terms and conditions apply and are available on request. Rates stated are subject to change without notice. Fees and charges are payable.

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