Bank on your terms
Do it from the couch, while you’re waiting for a coffee, or at the beach. Bank anytime, from anywhere.
Instant payments
Use PayID to send and receive money in real-time. Paying your friends back has never been faster!
Safe and secure
Log in using your fingerprint or a smile with biometrics, or opt for the trusty PIN.
Lost or stolen card?
Cancel your card in the app and have access to a digital replacement instantly.
'Appy days are here again
A perfect fit for your daily life
Our app goes hand-in-hand with a bunch of the Apple and Android devices that you use every day. Your phone, your tablet, and yes, even your Apple Watch – just download the app, register it, and log in. You’re good to go!
Control your cards
Lost your card? Lock it while you look for it or cancel it and request a new one. You’ll get a new virtual card that you can add to your digital wallet instantly. View your card details securely for those impulse buys, and switch on and off transaction types you don’t need or use. You can even let us know if you’re travelling overseas. All within the app.
Fast, safe and easy ways to pay
Create shortcuts to simplify banking on the go and make payments even faster. Transfer money between your own accounts, to your mates, or to the other side of the world. Pay bills online using BPAY or PayTo, and stay ahead of the curve with scheduled and recurring payments. And forget about always needing your BSB and account number – money sent using Osko or PayID is processed almost instantly, with no complex details required!
It’s the little things that matter
The P&N Bank mobile app is more than just transferring money, paying your bills online, and checking your balances (even without logging in, if you set up quick balances!). You can create alerts, so you know when money is coming in and going out. You can open a new account, and request changes to your transaction limits. Want to up the security with biometrics? You guessed it, our app has that covered too. It feels like you can do it all in the app… because you pretty much can.
Do we have a budgeting app? App-solutely!
mymo by P&N Bank is your personal banking buddy in a neat little budgeting app. You can track your spending and bills, set up budgets, and keep an eye on your savings goals – all in one place. Even if your bank accounts aren’t only with us.
Open an account online while the kettle boils
You can open an everyday, savings or term deposit account using the mobile app in just minutes. And because we know life gets busy, we’ve made the process as fast and convenient as possible, with instant access to your account and card.
Log in
Once you're logged in, select 'Open account' from the main menu in the mobile app to get started.
Choose your product
Have a squiz and decide which account you'd like to open. Once your choice is made, you can opt in to receive a Visa Debit card if applicable.
Transfer some money
If you've selected a term deposit, you'll need to transfer your opening deposit from an existing P&N Bank account. Ka-ching!
You're done!
Too easy. Your account can be used right away, and your instant digital card can be added to a digital wallet or used for online purchases.
Don’t already bank with us? Join us to see what the fuss is about.
Unlike the bigger banks, our customers and owners are one and the same, so there’s no conflict with shareholders. P&N Bank is all about you.
Our mission is to offer West Aussies a refreshing banking choice. We reinvest our profits back into our products and services to help you take control of your finances, and give you a hand with your banking when you need it.
Open an account online (it’s super quick and easy) to join Western Australia's largest customer-owned bank. Then, simply call us on 13 25 77 to register for internet banking, download and register your app, and away you go.
Join P&N Bank today
What our customers have to say
We’re a customer-owned bank, so we’ve carefully developed our mobile app so it’s easy for everyone to bank on the go. And when we say “everyone”, we mean everyone.
Download the P&N Bank mobile app
Experience on-the-go banking that fits in your pocket with our mobile app. It’s convenient, it’s secure, and it’s free.
Noticed something suspicious?
If you suspect the security of your accounts has been compromised, please contact us immediately.
We're here to help
Register for internet banking
You’ll need to be registered for internet banking before you can use the app. But don't worry, it's quick and easy.
Do more, digitally
Learn more about internet banking, digital wallets, instant digital cards and more.
Want to speak to a human?
Call us on 13 25 77, pop into your nearest branch or chat with us online.
There's lots to know about our mobile app
To use our mobile app, you'll need to first be registered for internet banking.
You can register for internet banking by calling us during business hours on 13 25 77 or visiting your nearest branch.
Once registered, download the app from Google Play or the Apple App Store, then follow these steps to register the app:
- Tap the Login button.
- Enter your P&N Bank member number.
- Enter your internet banking password.
- Choose a name for your device.
- Choose an app PIN and confirm it.
If your device supports biometrics, you can choose to enable fingerprint or face recognition instead of using your app PIN.
You’ll receive an SMS code to verify your registration and be prompted to accept the terms and conditions. Once set up, the app will remember your details — you’ll just need to enter your PIN or use biometrics (like Face ID or Touch ID) each time you log in.
If you forget your mobile app PIN, you’ll need to reregister the app using your internet banking password to reset it.
- If you’re on the app login screen and not using biometrics, tap the 'Forgot your app PIN' link.
- If you’re already logged in, go to Settings > Forgot app PIN and follow the steps to reregister your app.
You can use the P&N Bank mobile app on a range of devices, including smartwatches.
For the latest information on the minimum operating system requirements needed to install the app, please check the app stores:
To add our mobile app to your Apple Watch, follow these steps:
- Go to the App Store on your Apple Watch and download the mobile app.
- Once the app is installed, open the mobile app on your phone and go to Settings > Apple Watch to register and connect your account(s).