Fee-free bank accounts
Save money with no monthly or transaction fees.
Visa Debit card
Use your card online, or when you’re stepping out.
Free cash withdrawals
At all atmx and major bank ATMs across Australia.
Bank online, 24/7
Effortlessly transfer money and pay bills using internet banking or our mobile app.
Everyday accounts for everybody
& Transaction Account
A simple to use everyday bank account with unlimited free standard transactions for your everyday spending.
- No monthly fee
- No minimum balance required
- Instant digital card when you open an account online
- Visa Debit card access
- Interest paid on your balance
- Optional Pay&Save
& Retirement Account
A bank account for over 55's with a competitive variable interest rate and card access.
- No monthly fee
- No minimum balance required
- Instant digital card when you open an account online
- Visa Debit card access
- Interest paid on your balance
- Optional Pay&Save
Budgeting Account
An account designed for you to put aside money for your bills and expenses so you can stay on top of your finances.
- No monthly fee
- No minimum balance required
- Instant digital card when you open an account online
- Visa Debit card access
- Interest paid on your balance
- Optional Pay&Save
Level up your everyday banking with us
Digital wallets
Sick of bulky wallets? Pay with your phone using your digital card.
Mobile app
Check your balance, transfer money and pay your bills (or your mates). Our mobile app has loads of features to make banking on the go easy as.
Your Financial Wellness
No matter where you are on your financial journey – even if you're only just starting it – Your Financial Wellness can help.
Open your bank account online in minutes
Existing customers
Already bank with P&N? Great choice - simply login to internet banking or go to the mobile app to open your new account.
New customers
If you’re over 18 years of age, you can open your account in minutes. You’ll become a customer and enjoy all of the benefits of banking with P&N.
Open your account in a branch
We're happy to meet you if you choose to open your account at your nearest branch.
New customers
If you're a new customer you’ll need to be at least 18 years old and have a current Australian drivers licence or passport to open your account online.
You will also need to be:
- an individual (not a business or association)
- an Australian resident with a current Australian residential address.
Handy hint: Have your tax file number ready. If you earn more interest than the limit set by the ATO, you need to pay tax. To avoid this, provide your tax file number when applying.
Open your account in a branch
If you don’t already bank with us you’ll need to bring your Australian driver's licence or a valid Australian passport for ID.
A list of alternative identification documents is available for anyone who:
- is under 18 years of age
- is a non-resident
- doesn't have an Australian photo identity document
Existing customers
Already bank with P&N? Great choice - simply login to internet banking or go to the mobile app to open your new account.
New customers
If you’re over 18 years of age, you can open your account in minutes. You’ll become a customer and enjoy all of the benefits of banking with P&N.
Open your account in a branch
We're happy to meet you if you choose to open your account at your nearest branch.
New customers
If you're a new customer you’ll need to be at least 18 years old and have a current Australian drivers licence or passport to open your account online.
You will also need to be:
- an individual (not a business or association)
- an Australian resident with a current Australian residential address.
Handy hint: Have your tax file number ready. If you earn more interest than the limit set by the ATO, you need to pay tax. To avoid this, provide your tax file number when applying.
Open your account in a branch
If you don’t already bank with us you’ll need to bring your Australian driver's licence or a valid Australian passport for ID.
A list of alternative identification documents is available for anyone who:
- is under 18 years of age
- is a non-resident
- doesn't have an Australian photo identity document
We're here to help
Stay safe online
Don’t give your hard-earned cash away to scammers. Be scam savvy instead.
Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
Read the relevant product terms and conditions before deciding if a product is right for you.