No monthly fees
Monthly fees? Not on our watch. Keep your savings where they belong - in your account.
Peace of mind
Total deposits up to $250k are protected by the Financial Claims Scheme.
Access to your money
We understand that sometimes, you just need to dip into your savings.
Bank online, 24/7
Effortlessly transfer money and pay bills using internet banking or our mobile app.
High interest savings accounts for every stage
Savvy Saver Account
A savings account that rewards you with bonus interest each month when you meet the eligibility criteria.
- No monthly fees
- No minimum balance required
- Bonus interest paid*
- Pay&Save round-ups available
Hi Saver Account
A savings account where you can earn bonus interest for the first four months from the date you open an account.
- No monthly fees
- No minimum balance required
- Bonus interest paid*
- Pay&Save round-ups available
SwiftSaver Account
A savings account that rewards you with bonus interest for sticking to a regular savings plan.
- No monthly fees
- No minimum balance required
- Bonus interest paid*
- Pay&Save round-ups available
*Conditions apply. Please refer to the product pages for more information.
Let us help you kick your savings goals
Save on autopilot with Pay&Save
Understand your financial wellbeing
No matter where you are on your financial journey – even if you're only just starting it – Your Financial Wellness can help.
Budget like a boss
Your very own pocket-size budgeting buddy. Track your spending, bills, and savings – all in one place. Even if your accounts aren’t only with us.
Open your savings account online in minutes
Existing customers
Already bank with P&N? Great choice - simply login to internet banking or go to the mobile app to open your new account.
New customers
If you’re over 18 years of age, you can open your account in minutes. You’ll become a customer and enjoy all of the benefits of banking with P&N.
Open your account in a branch
We're happy to meet you if you choose to open your account at your nearest branch.
New customers
If you're a new customer you’ll need to be at least 18 years old and have a current Australian drivers licence or passport to open your account online.
You will also need to be:
- an individual (not a business or association)
- an Australian resident with a current Australian residential address.
Handy hint: Have your tax file number ready. If you earn more interest than the limit set by the ATO, you need to pay tax. To avoid this, provide your tax file number when applying.
Open your account in a branch
If you don’t already bank with us you’ll need to bring your Australian driver's licence or a valid Australian passport for ID.
A list of alternative identification documents is available for anyone who:
- is under 18 years of age
- is a non-resident
- doesn't have an Australian photo identity document
Existing customers
Already bank with P&N? Great choice - simply login to internet banking or go to the mobile app to open your new account.
New customers
If you’re over 18 years of age, you can open your account in minutes. You’ll become a customer and enjoy all of the benefits of banking with P&N.
Open your account in a branch
We're happy to meet you if you choose to open your account at your nearest branch.
New customers
If you're a new customer you’ll need to be at least 18 years old and have a current Australian drivers licence or passport to open your account online.
You will also need to be:
- an individual (not a business or association)
- an Australian resident with a current Australian residential address.
Handy hint: Have your tax file number ready. If you earn more interest than the limit set by the ATO, you need to pay tax. To avoid this, provide your tax file number when applying.
Open your account in a branch
If you don’t already bank with us you’ll need to bring your Australian driver's licence or a valid Australian passport for ID.
A list of alternative identification documents is available for anyone who:
- is under 18 years of age
- is a non-resident
- doesn't have an Australian photo identity document
How much could you save?
See how your pot of gold could grow with the help of a good interest rate, regular deposits, and our simple-to-use calculator. No rainbow required!
Savings and term deposit calculator
More calculators
We're here to help
Talk to us
Whether you’d prefer to chat to us over the phone, in person, or online, you can get in touch.
Get answers online
We’ve got heaps of info and answers to your questions in our comprehensive help centre.
Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
Read the relevant product terms and conditions before deciding if a product is right for you.