Skip to main content

Banking can be a lot. We know you likely have several bank accounts (everyday, savings, joint, term deposits), and we know you may also have a credit card – or two. On top of that, there’s home loans, personal loans, car loans, Buy Now Pay Later, superannuation account(s), investments… See, we said it’s a lot!

Managing multiple financial accounts can be a daunting task. It can be even more daunting when these accounts are held with different banks, lenders and financial institutions – and that’s where mymo by P&N Bank comes in. Our personal financial management app, mymo, offers you the ideal solution by consolidating all your financial data in the one, easy-to-access place, so banking can be less of a chore.

How does it work?

But how does a mobile app do that? Well, it’s all thanks to open banking. Open banking gives you the ability to share your banking information with other accredited parties – such as banks and financial institutions – online via a simple, secure, easy to use and automated process. And mymo works by utilising this technology.

It’s all about making your life easier and helping you get ahead on your financial journey – wherever you are in life. mymo puts the power of consolidation in your hands.

Why is that good?

Here’s why having a comprehensive overview of your financial position matters, and how mymo can help.

Get clarity and benefit from transparency

By connecting all your bank accounts, credit cards, and loan accounts to mymo, you get a clear and accurate picture of your financial position. You can see your overall cash flow, all your bills and any outstanding debts at a glance. You can also add any investments and superannuation accounts to get an easy-to-understand portfolio view. Having a detailed oversight of where you’re at allows you to make informed decisions and can help you identify the area you want to focus your attentions on.

No more juggling multiple apps

Say goodbye to the hassle of navigating through multiple banking apps and websites. Instead, save yourself time and effort with mymo. All your financial information will be available in one place making managing your financial life simpler and reducing your chances of missing anything important across your accounts.

Track every expense

mymo's consolidated account tracking automatically categorises and organises every single one of your transactions. This is helpful because you’ll be able to easily see where your money is going and how much you’re spending in different areas. How much do you spend on fuel each week? How about utility bills? Categorising everything can help you identify areas where you can potentially cut back and reduce your spending, so that you can save some extra money or redirect the funds to other areas of your life.

It's safe and secure

mymo by P&N Bank takes your financial security and privacy seriously. The app uses advanced encryption and security protocols to protect your data, ensuring that your information remains confidential and secure – and that’s always a good thing!

Use your past to influence your future

Having all your financial data in one place allows you to review your financial history. You can spot trends you may not have thought about before and make informed predictions for the future. By using the data mymo provides, you can adjust your financial strategy to help meet your future goals – whether this is budgeting better, saving more, or making your money work harder for you.

 

Simply put, mymo provides you with a personalised financial dashboard. It simplifies your financial life and empowers you to make better financial decisions. It's a game-changer for anyone seeking a more organised and strategic approach to managing their finances. To learn more and download the app, visit the mymo by P&N Bank page.

Banking and Credit products issued by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Any advice does not take into account your objectives, financial situation or needs. Read the relevant T&Cs, before downloading apps or acquiring any product, in considering and deciding whether it is right for you. The Target Market Determinations (TMDs) are available here or upon request.