Work out your repayment amount. Get an estimate of what your personal or car loan repayments might be with our personal loan repayment calculator. It’s super quick and easy to use – just choose your loan type, enter your preferred loan amount and term, and our calculator will give you an estimate of what you could be paying monthly, fortnightly, or weekly. You can even switch up the interest rate or loan term to see how changes can change your repayments.
How to use our personal loan repayments calculator
Choose your loan type (select secured if you’re buying a car that’s no more than seven years old, otherwise choose unsecured), the amount you’re wanting to borrow, and a loan term of up to seven years, and voila! We’ll do the maths for you and let you know what your repayments could be, as well as how much interest you’ll pay over the life of your loan. You can even switch up factors like the interest rate and term to see how small changes can affect the overall picture.
Want to explore ways to pay off your personal loan faster? Select the 'extra repayments' option and enter an amount to see how adding lump sums or regular extra payments can shorten the life of your loan. You might be surprised how far that little bit extra can go!
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Planning a budget for yourself, or estimating what you’ll pay in income tax based on how much you earn? We have a range of handy calculators that do the maths, so that you don’t have to.
Savings and term deposit calculator
You could be closer to your savings goals than you realise! Find out how much interest you could earn or see how making regular deposits can build your savings.
Budget planner calculator
Having a budget in place can help you stay on track with your savings goals, and it’s simple to create one using this nifty calculator.
What's the personal loan application process like?
Apply for your loan online
You can even upload your ID and supporting documents with our loan application portal, Loan Tracker.
Assessment and approval
You’ll get an instant response, and we’ll get in touch if we have any questions or require any more information.
Sign on the dotted line
It’s time to sign your loan contract. We can send your contract electronically, or you can sign it at your local branch.
Your loan is funded!
In other words, you’ve got your money. Set up your repayments online and make the most of the flexible options.
We're here to help
Whether you’re ready to apply for a personal loan or still have some questions you’d like answered, we’ve got you covered!
Apply for a personal loan
You can quickly and easily apply for a personal loan online. But if you’d rather apply in person, that's fine too. Pop into one of our branches and we’ll be happy to help!
Request a callback
Are you after more information? One of our experienced personal lending specialists will get in touch with you to answer all your personal loan questions.
Your loan repayment questions answered
A loan's comparison rate is made up of the standard interest rate as well as any fees and charges associated with the loan. This helps you to know the true cost of a loan so you can compare loans accurately and make informed decisions when using comparison sites or considering different loan.
Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
The results from this calculator should be used as an indication only. Figures provided are for illustrative purposes only and are based on the information provided. The calculations do not take into account any product features or fees and charges that may be charged to your loan. Results do not represent a quote or pre qualification for a loan. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change. Lending criteria applies to the approval of credit products. Terms and conditions apply and are available on request. Fees and charges are payable.
Calculator by Widget Works
Please consider the terms and conditions and whether a product is right for you.
- View terms and conditions
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- View Target Market Determinations (TMDs)
*Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Rates quoted may vary depending on loan purpose and security offered.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.