Banking package
Available to essential services workers.
For now and into your future
With a dedicated support team, we're here to help you when you need it.
Award-winning banking
Enjoy the benefits of banking with WA's largest locally-based, customer-owned bank.
Here at P&N Bank, we have a rich heritage with essential workers thanks to our policing and nursing roots. That's why we’ve created a home loan offer especially for the people who work hard every day, making a difference to West Australian lives. It's our way of saying ‘thank you’ for all you do.
Essential services $1,500 cashback offer
- Our ongoing $1,500 cashback offer is available on eligible home loans*.
- 100% balance interest offset facility on eligible home loans.
- We know overtime often supplements your income, so unlike other lenders we take 100% of that overtime into consideration when assessing a new loan.
We can come to you
When you’re on the clock, our mobile lenders can work around it – and they'll meet you anywhere in the Perth metropolitan area.
Whether that be in the comfort of your home, at work, or at your favourite coffee shop; morning, afternoon, or evening; face to face, or even via a video call. We'll find a time that works best for you.
Who is eligible?
If you work in one of the following essential services roles, you may be eligible for this offer^:
- State or Federal Police
- Police staff, including auxiliary officers and any WA Police employee
- Nurse (clinical, registered, and travel)
- Doctor
- Firefighter (salaried non-volunteer)
- Paramedic
- Ambulance Emergency Medical Dispatcher
- Prison Officer
- Teacher (primary, secondary, & specialist e.g., language) or University lecturer.
We've made banking simple
We're pleased to offer a range of options to help you easily transact and manage you banking. From instant digital cards, mobile apps and internet banking, to digital wallets – including Apple Pay, Samsung Pay and Google Pay™ – you'll be spoilt for choice in how you access your accounts.
It’s easy to open a new account online too (and it can be done in just a few minutes!). Which means you can be enjoying the benefits of banking with a Western Australian, customer-owned bank in no time.
Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
*$1,500 cashback is not available with any other offer.
^View P&N Bank Essential Services Offer Terms and Conditions for full eligibility details.