Apply for a credit card

Whatever your credit card needs are, we’d like to make it as easy as possible for you to apply.

Apply quickly and conveniently online now or if you'd prefer to speak with a lending specialist, you can apply over the phone on 13 25 77 or visit one of our branches during business hours.

Start your credit card application

Important information before you apply

The easiest and fastest way to apply for a Visa Credit card with P&N Bank is to apply online.

Apply in 10 to 15 minutes – you can save and resume your application at any time.
If you are not currently a member of P&N Bank, you will become a member if your application is accepted.
Get an instant response and verification checklist to progress your application.
Upload your documents to verify your details.
Receive and review your contract online.
Your credit card will be sent to you in the mail.

Applying for a credit card is quicker and easier when you've got the information you need, so be prepared with your:

Identity documents – primary photo ID either your passport or driver's licence.
Employment details – contact details of your current, and previous employer if less than 2 years.
Income details – payslips or, if you're self-employed, tax assessments for the last two years and financial statements.
Regular expenses – such as food, rent, electricity, telco, insurance & medical costs.
Assets – a rundown of any assets that you own (any cars, deposit accounts, home contents, properties, investments).
Liabilities – the details of any loans, credit cards, pay later or other debts you have.

To be eligible for a P&N Bank credit card, you must:

Reside in Western Australia OR be an existing P&N Bank member.
Be an individual, 18 years of age or older.
Be an Australian citizen or permanent resident.
Have a regular income.

The easiest and fastest way to apply for a Visa Credit card with P&N Bank is to apply online.

Apply in 10 to 15 minutes – you can save and resume your application at any time.
If you are not currently a member of P&N Bank, you will become a member if your application is accepted.
Get an instant response and verification checklist to progress your application.
Upload your documents to verify your details.
Receive and review your contract online.
Your credit card will be sent to you in the mail.

Applying for a credit card is quicker and easier when you've got the information you need, so be prepared with your:

Identity documents – primary photo ID either your passport or driver's licence.
Employment details – contact details of your current, and previous employer if less than 2 years.
Income details – payslips or, if you're self-employed, tax assessments for the last two years and financial statements.
Regular expenses – such as food, rent, electricity, telco, insurance & medical costs.
Assets – a rundown of any assets that you own (any cars, deposit accounts, home contents, properties, investments).
Liabilities – the details of any loans, credit cards, pay later or other debts you have.

To be eligible for a P&N Bank credit card, you must:

Reside in Western Australia OR be an existing P&N Bank member.
Be an individual, 18 years of age or older.
Be an Australian citizen or permanent resident.
Have a regular income.

By proceeding:

You agree you have read and agree to the terms of the Privacy Statement and Consent, which includes consent to P&N verifying your identity electronically with document issuers.

You agree that P&N may contact you by phone, email, SMS and/or any other electronic form of communication regarding this application.

Start your credit card application