What are my daily transaction limits?

To help protect your funds, P&N Bank applies daily transfer limits on digital banking.

When you first open your account, your daily limits for internet banking and the mobile app are:

• $5,000 per day to another P&N Bank account
• $5,000 per day to an account at another bank
• $10,000 per day for BPAY payments
• For international payments, you'll need to register first and request your limit first

These limits are a combined daily total across all accounts within your membership.

Can I set lower daily transaction limits?

Yes – you can manage your limits in the transaction limits section of internet banking or the mobile app. You can lower your daily limits to $2,000, $1,000, or even as low as $0.00, and adjust them yourself up to $5,000.

We recommend keeping your daily limits set at the minimum needed for your regular banking to reduce the risk of fraud. If we detect potential fraudulent activity, we may lower your limits without notice to help protect your account.