The following fees and charges may apply to all personal loans.
These should be read in conjunction with the fees and charges specified for the product on their individual product pages.
Administration charges
| Fee type | Fee amount |
|---|---|
| Loan Establishment Fee |
$199.00 |
| Monthly Maintenance Fee | $5.00 |
| Goods Security Administration Fee Charged per vehicle. |
$20.00 |
|
Loan Contract Variation Fee |
$105.00 |
General fees
| Fee type | Fee amount |
|---|---|
| Late Payment Notification Fee Charged when a payment to a personal loan becomes overdue by 11 days and 30 days. |
$5.00 |
| Notice of Demand Fee Charged when a payment to a personal loan becomes overdue by 46 days. |
$75.00 |
| Management Administration Fee Charged monthly when a payment to a personal loan becomes overdue by more than 90 days. |
$50.00 |
| Collection Agent Administration Fee Payable when a payment to a personal loan becomes overdue for more than 90 days and we choose to engage an external collection agent. |
$100.00 |
Other fees
| Fee type | Fee amount |
|---|---|
| Statement Retrieval Fee Statement retrieval more than 12 months old. |
|
| First page | $6.00 |
| Each subsequent page | $1.50 |
Government charges
| Fee type | Fee amount |
|---|---|
| PPSR Registration Fee* Payable at cost for registering the loan security on the Personal Property Securities Register. |
$11.40 |
| PPSR Search Fee* Payable at cost for ontaining a search on the Personal Property Securities Register. |
$3.70 |
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Important information
P&N can change the standard fees and charges that apply to loan accounts from time to time. Please refer to the terms of your credit contract.
* These fees are for secured personal loans only.