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Due to planned maintenance, internet banking and our mobile app will be unavailable from 10:30pm Saturday 10th May through to 2:00am AWST Sunday 11th May. We apologise for any inconvenience.

The rates outlined below are effective 05 March 2025. Rates are subject to change and may change at any time including between the time you apply for a credit card and when your credit card is funded.

Visa Classic Credit Card

Variable purchase rate 11.99% p.a.
Variable cash advance rate 19.99% p.a.
Variable balance transfer rate 11.99% p.a.

Visa Platinum Credit Card

Variable purchase rate 11.99% p.a.
Variable cash advance rate 19.99% p.a.
Variable balance transfer rate 11.99% p.a.

Credit cards no longer available

The interest rates below are the current interest rates for our credit card products that are no longer available for sale.

Variable purchase rate 6.97% p.a.
Variable cash advance rate 19.99% p.a.
Variable balance transfer rate 6.97% p.a.

Variable purchase rate 6.72% p.a.
Variable cash advance rate 19.99% p.a.
Variable balance transfer rate 6.72% p.a.

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Important information

Banking and Credit products issued by Police & Nurses Limited (P&N Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply. 

^Available to members who have acquired an & Home Loan after October 2015.