The rates outlined below are effective 22 November 2023. Rates are subject to change and may change at any time including between the time you apply for a credit card and when your credit card is funded.
Visa Classic Credit Card
| Variable purchase rate | Variable cash advance rate | Variable balance transfer rate |
|---|---|---|
| 11.99% p.a. | 19.99% p.a. | 11.99% p.a. |
Visa Platinum Credit Card
| Variable purchase rate | Variable cash advance rate | Variable balance transfer rate |
|---|---|---|
| 11.99% p.a. | 19.99% p.a. | 11.99% p.a. |
Credit cards no longer available
The interest rates below are the current interest rates for our credit card products that are no longer available for sale.
| Variable purchase rate | Variable cash advance rate | Variable balance transfer rate |
|---|---|---|
| 7.22% p.a. | 19.99% p.a. | 7.22% p.a. |
| Variable purchase rate | Variable cash advance rate | Variable balance transfer rate |
|---|---|---|
| 6.97% p.a. | 19.99% p.a. | 6.97% p.a. |
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Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
^Available to members who have acquired an & Home Loan after October 2015.