How can I refinance my personal loan?

Thinking about refinancing? Whether you already have a personal loan with P&N Bank or you're looking to switch from another lender, we’re here to help make the process simple.

Why refinance?

People choose to refinance for lots of reasons. Some of the most common include:

• Lock in a lower interest rate – reduce your repayments and save money over the life of your loan.
• Top up your loan – fund a new purchase or project.
• Consolidate your debt – roll multiple debts into one easy-to-manage repayment.

Whatever your goal, we can help you find a personal loan that suits your needs.

Ready to refinance?

Already with P&N Bank?

You may be able to top up your current loan or switch to a more suitable product with a lower fixed rate or better features.

Looking to make the switch?

We can help you make the move and guide you through every step. You’ll have full control over your loan, including how and when you pay out your old one.

Make a personal loan enquiryCall us on 13 25 77

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Prefer to apply online?

You can apply for a new personal loan online anytime. It only takes a few minutes to get started.

Apply for a personal loan