Home Guarantee Scheme (HGS) - am I eligible?

From 31 May 2024, we will no longer be accepting new loans as part of the Home Guarantee Scheme. All customers with current loans through the Scheme are unaffected by this change. Learn more.

The Home Guarantee Scheme is an Australian Government initiative to support eligible home buyers to purchase a home sooner. Within the Scheme, there are currently three Guarantees:

First Home Guarantee (FHBG)

Supports eligible first home buyers to purchase a home sooner.

Find out more

Regional First Home Buyer Guarantee (RFHBG)

Supports eligible first home buyers to purchase a home sooner, in a regional area.

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Family Home Guarantee (FHG)

Supports eligible single parents and legal guardians of a dependent to purchase a home sooner.

Find out more

Already have a current loan through the scheme?

Don’t worry, all current P&N Bank loans within the scheme will continue and there will be no impact on our customers. If you have any queries about your current loan with us, please get in touch with our friendly team.