Effective 21 June 2023
Download Visa Classic Fact Sheet
Key facts about this classic credit card
This information sheet is an Australian Government requirement under the National Consumer Protection Act 2009.
Description of credit card
| Product name | P&N Bank Visa Classic |
|---|---|
| Minimum credit limit | $1000 |
| Minimum repayments | 3% of the closing balance or $10.00, whichever is the greater |
| Interest free period | Up to 45 days interest free on purchases only |
| Interest on purchases | 11.99% p.a. |
| Interest on balance transfers | 11.99% p.a. |
| Interest on cash advances | 19.99% p.a. |
| Annual fee | $49.00 |
| Late payment fee | $5.00 |
There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be obtained from pnbank.com.au.
For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au.
The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting pnbank.com.au or by contacting us on 13 25 77.
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